Most switch bonuses require two active Direct Debits and a handful of debit card payments. Debits Direct sets up small, honest Direct Debits (from £1/month) and tells you exactly what to do, in what order, by when — so you actually get paid.
The order matters more than people think. Direct Debits must be live on your old account before you switch — and card payments happen on the new one after. We guide you through both sides.
Pick two small monthly Direct Debits (from £1/month each). Your mandate is usually live within 2–3 working days, with the first collection a few days later.
We email you once your Direct Debits have collected and count as active — the safest point to request your switch.
Use the Current Account Switch Service (a full switch, not partial). Your Direct Debits move over automatically — that's the point. Pay in the qualifying amount the bank asks for.
Many offers need one or more debit card payments on the new card. Use our one-off payments (from 50p) or any normal spending. We remind you before the window closes.
Keep your Direct Debits running for the next offer, or cancel any time — at your bank or by email. When a new offer launches, we'll email the hotlist first.
Hand-checked against the banks' pages. Last updated .
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Genuine Bacs Direct Debit mandates from £1/month — each with its own reference, so your bank sees distinct active Direct Debits. Collected securely; we never see or store your bank login.
Set-and-forget Direct Debit sites leave you to guess the order and the deadlines. We tell you when your DDs are active, when it's safe to switch, and when your card-payment window is closing.
One click in your online portal, instantly at your bank, or one email to us — no questions, no retention dark patterns. Every payment is covered by the Direct Debit Guarantee.
Switch offers launch, change, and vanish with little notice. Join the free hotlist and we'll email you the day a new one goes live.
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